Arhant Life Insurance - Loan Repayment

Overview

The Arhant Life Insurance Loan Repayment API allows users to fetch loan repayment details for life insurance policy-linked loans and process the repayment.
This is a multi-step API

Supported service_slug for Loan Repayment:

Life Insurance	service_slug
IME Life Insurance	ime-life-insurance-loan-repayment
Prabhu Mahalaxmi Loan Repayment	prabhu-mahalaxmi-loan-repayment

---

1. Detail Fetch API (Loan Repayment Details)

Request URL:
{{base_url}}/api/servicegroup/details/arhant-life-insurance-loan-repayment/

Request Method: POST

Request Payload:

{
    "token": "{{token}}",
    "reference": "{{$guid}}",
    "policy_no": "101000000009",
    "insurance_slug": "ime-life-insurance-loan-repayment"
}

Successful Response:

{
    "request_id": "101000000009-1988",
    "amount": 81448.86,
    "properties": {
        "interest": "5448.86",
        "loan_Date": "2024-03-14",
        "policy_no": "101000000009",
        "loan_amount": "76000.00",
        "product_name": "Endowment Cum Whole Life Plan - Amulya",
        "customer_name": "Samjhana Basnet",
        "interest_rate": "10.50",
        "principal_amount": "76000.00"
    },
    "session_id": 46973,
    "status": true
}

---

2. Payment / Commit API

Request URL:
{{base_url}}/api/servicegroup/commit/arhant-life-insurance/

Request Method: POST

Request Payload:

{
    "token": "{{token}}",
    "reference": "{{$guid}}",
    "session_id": 46973,
    "amount": "81448.86"
}

Successful Response:

{
    "status": true,
    "state": "Success",
    "message": "Successfully Completed Transaction",
    "extra_data": {},
    "detail": {
        "reference_code": "51080002489|30|RP050798000165",
        "amount": 2442,
        "message": "RP Paid Successfully",
        "request_id": "51080002489-2007"
    },
    "credits_consumed": 81448.86,
    "credits_available": 99988883605.7998,
    "id": 178648
}