MAW EMI Service API Documentation

The MAW EMI Service allows you to fetch EMI loan details and make payments for loans associated with mobile phones. This documentation explains the API endpoints used to retrieve loan details and process payments

Details Fetch

URL: {{base_url}}/api/servicegroup/details/maw-emi/

Method: POST

Request Parameters

The following parameters are required in the POST request:

• reference: Unique reference ID for the request
• client_code: Client code for the merchant
• service_slug: Service identifier (maw)
• token: Authentication token

Request Example

{
    "reference": "621dc9ae-66a4-426c-a5be-847c5fb7346c",
    "client_code": "00025001",
    "service_slug": "maw",
    "token": "OJqV4RQyx7ceCmqi69ae"
}

Response Example

{
    "name": "SAJINDRA RAI",
    "client_code": "00037782",
    "loan_details": [
        {
            "due_days": 8,
            "nominee": "00100100037782000001",
            "main_code": "00102H00037782000002",
            "close_amount": 18599.4,
            "next_emi_date": "2025-06-20",
            "vehicle_type": "Mobile Phones",
            "interest_rate": 0.0,
            "total_overdue": 2066.6,
            "vehicle_model": "Redmi Note 14 5G 8+256",
            "next_emi_amount": 2066.6,
            "loan_account_balance": 0.0,
            "total_loan_outstanding": 18599.4,
            "remaining_installments": 8,
            "remaining_exluding_overdue": 0.0
        }
    ],
    "mobile_number": "9742537170",
    "session_id": 39014,
    "status": true
}

Response Parameters

Parameter	Type	Description
name	string	Customer"s full name
client_code	string	Client code
loan_details	array	Array of loan details
mobile_number	string	Customer"s mobile number
session_id	integer	Session identifier
status	boolean	Request status

Loan Details Object

Parameter	Type	Description
due_days	integer	Number of days until next payment is due
nominee	string	Nominee identifier
main_code	string	Main loan account code
close_amount	float	Total amount to close the loan
next_emi_date	string	Date of next EMI payment
vehicle_type	string	Type of financed vehicle
interest_rate	float	Interest rate on the loan
total_overdue	float	Total overdue amount
vehicle_model	string	Model of the financed vehicle
next_emi_amount	float	Amount of next EMI payment
loan_account_balance	float	Current loan account balance
total_loan_outstanding	float	Total outstanding loan amount
remaining_installments	integer	Number of remaining installments
remaining_exluding_overdue	float	Remaining amount excluding overdue

Make Payment

URL: {{base_url}}/api/servicegroup/commit/maw-emi/ Method: POST

Request Example

    {
    "token"="{{token}}",
    "session_id"="{{session_id}}",
    "vehicle"="{{vehicle}}",
    "amount"="{{amount}}"
    }

Request Parameters

The following parameters are required in the POST request:

• token: Authentication token (obtained from details endpoint)
• session_id: Session ID (obtained from details endpoint)
• vehicle: Vehicle code (obtained from loan_details.main_code)
• amount: Payment amount (obtained from loan_details.next_emi_amount)

Response Example

{
    "status": true,
    "state": "Success",
    "message": "Successfully Completed Transaction",
    "extra_data": {},
    "detail": "Success",
    "credits_consumed": xxx.x,
    "credits_available": xxxx.xx,
    "id": 161227
}

Response Parameters

Parameter	Type	Description
status	boolean	Transaction status
state	string	Transaction state
message	string	Transaction message
extra_data	object	Additional transaction data
detail	string	Transaction detail
credits_consumed	float	Amount consumed in the transaction
credits_available	float	Remaining available credits
id	integer	Transaction ID